Best Credit Cards for August 2024 with No Annual Fee
Best Credit Cards for August 2024 No Annual Fees These credit cards do not require an annual fee and include incentives, welcome bonuses, and promotional annual interest rates.
Best Cashback Credit Card with No Annual Fee
Flexible Freedom Chase℠
Offer Introduction
Earn a $200 bonus after spending $500 on purchases in the first 3 months of account opening.
APR
16.49% – 25.24% Variable
Introduction Purchase APR
0% APR Introduction on 15-month
purchases Excellent
credit and good reward
rates 5% cashback on up to $1500 in purchases grouped into bonus tiers each quarter you activate. Enjoy new 5% denominations every quarter!
5% cashback on travel purchased through Chase Ultimate Rewards®, our premier reward program that allows you to redeem rewards for cashback, travel, gift cards and a further 3% cashback on
pharmacy and restaurant purchases, including checkout orders and qualifying deliveryUnlimited 1% cashback service
on all other purchases.
Annual
fee $0
Opening
Balance Transfer APR 0% Introduction to 15-month
APR APR 16.49% – 25.24%
Variable balance
transfer fee is either $5 USD or 5% of the amount per transfer, whichever is greater.
Foreign
transaction fees 3% of each USD
transaction APR
fine up to 29.99%
Rewards & Redemption
Details 5% cashback on up to $1,500 in purchases grouped into reward tiers each quarter you activate. Enjoy new 5% denominations every quarter!
5% cashback on travel purchased through Chase Ultimate Rewards®, our premier rewards program that allows you to redeem rewards for cashback, travel, gift cards and 3% more cashback on
pharmacy and restaurant purchases, including exit orders and qualifying delivery Unlimited 1% cashback service
on all other purchases.
Best travel card with no annual fees
Bank of America® Travel Rewards Credit Card
Card highlights Offer
25,000 bonus points online after making purchases of at least $1,000 in the first 90 days of account opening – can be a $250 credit on travel statements to purchase travel.
APR
16.24% – 26.24% APR variable on purchases and balance
transfers Purchase Introduction APR
0% APR Introduction for 15 Billing Cycles for Purchases
Excellent credit
/
good
reward ratesEarn 1.5 unlimited points for every $1 spent on all purchases, no annual fees and no foreign transaction fees and your points never end.
Annual
Fee $
0 Additional
Details Balance Transfer APR
16.24% – 26.24% APR Variable on purchases and balance
transfers Balance
transfer fee is either $10 USD or 3% of the amount per transaction, whichever is greater.
Late
Payment Fee See Terms
Foreign Transaction
Fees None
APR
Fine Up to 29.99%
APR Rewards and Redemption Details Earn
Unlimited 1.5 points for every $1 spent on all purchases, no annual fees and no foreign transaction fees and your points will not expire.
Best welcome bonus with no annual fees
Discover it® Cash Back
Card highlights Presentation intro
display: Unlimited cashback match – only from Discover. Discover will automatically match all the cashback you earned at the end of your first year. There is no minimum spend or maximum rewards. You can convert $150 in cash to $300.
APR
13.49% – 24.49%
Introduction Variable Purchase APR
0% for 15 months
Good/Excellent
Credit
Reward Rates
Earn 5% cashback on daily purchases at different locations every quarter such as Amazon.com, grocery stores, restaurants, gas stations and when I pay with PayPal, up to the quarterly maximum upon activation.
Get unlimited 1% cashback on all other purchases – automatically.
Annual
Fee $0
Additional
details provided on 0% balance
transfer for 15 months APR
balance transfer fee
13.49% – 24.49%
Variable
balance transfer fee3% introductory balance transfer fee, up to 5% fee for future balance transfers (see Terms) *
Late
Payment Fee None First Time you pay late. After that, it comes up to $41.
Foreign
transaction fees No
rewards and redemption details Earn
5% cashback on daily purchases at different quarterly venues such as Amazon.com, grocery stores, restaurants, gas stations, and when paying with PayPal, up to the quarterly maximum upon activation.
Get unlimited 1% cashback on all other purchases – automatically.
A card adapted to your spending
Citi Custom Cash℠ Card
Introduction to the card
Earn $200 in cash after spending $750 on purchases in the first three months of account opening. This bonus offer will be fulfilled in the form of 20,000 ThankYou points, which can be redeemed for $200 in cash.
APR
16.24% - 26.24% (variable)
APR 0% purchase
for 15 months on purchases
Recommended
credit Excellent,
reward rates
Good earn 5% cashback on purchases in the best eligible spend category for each billing cycle, up to the first $500 spent, 1% cashback afterwards.
Get unlimited 1% cashback on all other purchases.
Annual
fee USD 0
Additional Details
Introduction Balance Transfer APR
0% for 15 months on balance
transfers Balance
transfer APR 16.24% – 26.24% (Variable)
Balance Transfer Fee
A balance transfer fee applies with this offer of 5% of each balance transfer; a minimum of $5.
Late
payment fees up to USD
41 Foreign transaction
fees 3%
annual
penalty up to 29.99% (variable)
Rewards and redemption details
Earn 5% cashback on purchases in your eligible top spending category per billing cycle, up to the first $500 spent, 1% cashback afterwards.
Get unlimited 1% cashback on all other purchases.
Best fixed rate credit card with no annual fee
Wells Fargo Active Cash® Card
View Card
Intro Earn $200 cash reward bonus after spending $1,000 on purchases in the first
three months APR
17.24%, 22.24% or 27.24% APR Variant
Purchase Introduction APR
0% APR Introduction for 15 months from account
opening Recommended balance
Excellent, good
Reward
rates Earn 2% Unlimited cash rewards on purchases
Annual
fee 0
USD Additional Details
Introduction APR
0% Introduction APR for 15 months from account opening with transfers Eligible Balances Balance Transfer APR
17.24% or 22.24% or 27.24% Variable
APR
balance transfer fee up to 5%; Minimum: $
5 Foreign
transaction fee 3%
April
fine None
Rewards & Redemption
Details Earn unlimited 2% cash rewards on purchases
Credit cards with no annual fees are as appropriate as your first credit card, a supplement to other credit cards, or the last source of funding in case of unexpected expenses. All top credit cards with no annual fees have the advantage of offering a comprehensive value proposition.
They offer a lucrative welcome bonus and a respectably long introductory APR period, which may enable the cardholder to temporarily avoid interest on large purchases and balance transfers. They also have some of the best bonus programs to make the most of your budget.
Credit
Cards 14/9
Ad Competition: 59
Cost per click: $
22.72 Volume: 368000
Commercial
Credit Card 0/1
Ad Competition: 69
CPC: $
Volume: 60500
Secured
Credit Card 0/1
Ad competition: 66 CPC
: $
8.43 Volume: 90500
Best Travel Credit Cards
0/1
Ad competition: 58
CPC: $21.21 Volume: 90500
Credit Cards Balance
Transfer 0/1
Ad competition: 63
Cost per click: $
46.56 Volume: 49500
Credit cards for bad credit
0/1
Ad competition: 65 CPC
: $
11.9 Volume: 165000
Travel Best Credit
Cards 0/1